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Xaphelkr Dhrenarx

Client Support
+32 81 77 68 14

Privacy Policy

Your privacy matters to us. Here's how we protect and handle your personal information.

Information We Collect

When you interact with Xaphelkr Dhrenarx, we collect several types of information to provide you with our investment advisory services. This includes personal details you provide directly and information gathered automatically through your use of our platform.

Personal identification information including your name, email address, phone number, and postal address
Financial information necessary for investment planning, such as income details, investment objectives, and risk tolerance
Technical data including IP addresses, browser types, device information, and website usage patterns
Communication records from our interactions, including emails, phone calls, and meeting notes

How We Use Your Information

Your information helps us deliver personalized investment guidance tailored to your specific financial situation and goals. We use this data responsibly and only for legitimate business purposes related to our financial advisory services.

Service Delivery

We analyze your financial profile to create customized investment strategies and provide ongoing portfolio management advice that aligns with your objectives.

Communication

Your contact information enables us to send important updates about your investments, market insights, and regulatory changes that may affect your portfolio.

Legal Basis and Belgian Compliance

As a financial services provider operating in Belgium, we process your personal data in accordance with the General Data Protection Regulation (GDPR) and Belgian data protection laws. Our legal basis for processing includes:

Contractual necessity for providing investment advisory services, legitimate business interests in improving our offerings, and compliance with financial regulations including anti-money laundering requirements.

We maintain detailed records of our processing activities and conduct regular assessments to ensure ongoing compliance with Belgian financial regulatory standards set by the Financial Services and Markets Authority (FSMA).

Data Sharing and Third Parties

We maintain strict controls over who has access to your personal information. Sharing only occurs when necessary for service delivery or when required by law. Here's when we might share your data:

With trusted financial institutions and custodians who hold your investment assets, strictly limited to account management purposes
To regulatory authorities when required for compliance with Belgian financial regulations or legal investigations
With our technology service providers who support our platform operations, subject to strict confidentiality agreements
To professional advisors including auditors and legal counsel when necessary for business operations

We never sell your personal information to third parties for marketing purposes. Any data sharing arrangements include comprehensive data protection clauses and regular monitoring to ensure your privacy remains protected.

Your Rights and Control

Under GDPR and Belgian data protection law, you have significant rights regarding your personal information. We've designed our systems to make exercising these rights straightforward and responsive.

Access and Portability

You can request a complete copy of all personal data we hold about you. We'll provide this information in a commonly used electronic format within 30 days.

Correction and Deletion

If any information is inaccurate or you wish to have your data removed, contact us directly. We'll process legitimate requests promptly while considering our regulatory obligations.

You also have the right to object to certain processing activities, request restrictions on how we use your data, and lodge complaints with the Belgian Data Protection Authority if you believe we've mishandled your information.

Data Security and Protection

Protecting your financial and personal information requires robust technical and organizational measures. We've implemented multiple layers of security that exceed industry standards for financial service providers.

All data transmissions use bank-grade encryption protocols, and our systems undergo regular security audits by independent third parties to identify and address potential vulnerabilities.

Our staff receive ongoing training on data protection practices, and we maintain strict access controls ensuring that only authorized personnel can view your information on a need-to-know basis. Physical security measures protect our offices and data centers, while regular backups ensure business continuity without compromising data integrity.

Data Retention and International Transfers

We retain your personal information only as long as necessary to provide our services and meet regulatory requirements. For active clients, this typically means maintaining records throughout our business relationship and for seven years afterward, as required by Belgian financial regulations.

Account and transaction records: Retained for 10 years following account closure per FSMA requirements
Communication records: Maintained for 7 years to support potential regulatory inquiries
Marketing preferences and website analytics: Deleted within 2 years of your last interaction
Identity verification documents: Retained per anti-money laundering regulations

When we transfer data outside the European Economic Area, we ensure adequate protection through approved transfer mechanisms including standard contractual clauses and adequacy decisions recognized by the European Commission.

Cookies and Website Analytics

Our website uses cookies and similar technologies to enhance your browsing experience and gather insights about how visitors use our platform. Most of these technologies are essential for basic functionality, while others help us improve our services.

Essential Cookies

These enable core website functionality including secure login sessions, preference storage, and form submissions. They cannot be disabled without affecting basic site operations.

Analytics Cookies

We use these to understand which content is most valuable to visitors and identify areas for improvement. All analytics data is aggregated and anonymized.

You can control cookie preferences through your browser settings, though disabling certain cookies may limit website functionality. We don't use cookies for targeted advertising or share cookie data with advertising networks.

Privacy Questions and Contact Information

For privacy-related inquiries, data requests, or concerns about how we handle your information:

Email: [email protected]

Phone: +32 81 77 68 14

Address: Rue Emile Gantois 33A, 6030 Charleroi, Belgium

We respond to privacy inquiries within 5 business days and formal data requests within 30 days as required by law.

This privacy policy was last updated on January 15, 2025, and reflects our current data handling practices and regulatory compliance standards.